Privacy Policy

1. Introduction

Maraba Solutions LLC ("Company," "we," "us," or "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit marabacars.com or submit a financing application through our Site.

2. Information We Collect

We may collect the following types of information:

• Personal Identification: Name, date of birth, Social Security Number (SSN), Individual Taxpayer Identification Number (ITIN), or passport information
• Contact Information: Email address, phone number, mailing address
• Employment Information: Employer name, position, income, years of employment
• Financial Information: Income details provided for financing purposes
• Documents: Driver's license or passport images uploaded for identity verification
• Usage Data: IP address, browser type, pages visited, time spent on Site

3. How We Use Your Information

We use the information we collect to:

• Process your vehicle financing application
• Communicate with you about your application status
• Send marketing and non-marketing communications (with your consent)
• Improve our website and services
• Comply with legal obligations
• Prevent fraud and protect the security of our Site

4. Sharing Your Information

We may share your personal information with:

• Financial Institutions: Lenders and financing companies to process your credit application
• Dealerships: Authorized vehicle dealers involved in your transaction
• Service Providers: Third-party vendors who assist in operating our Site
• Legal Requirements: When required by law, court order, or governmental authority

We do not sell your personal information to third parties for their own marketing purposes.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. Text Message Communications

If you opt in to receive text messages, we will send you marketing and/or informational messages. Message and data rates may apply. You can opt out at any time by replying STOP to any message or contacting us directly.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our Site. We also use the Meta Pixel and similar advertising technologies to help us understand how users interact with our Site and to deliver relevant advertisements. You can control cookie settings through your browser preferences.

8. Your Rights

Depending on your location, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate data
• Request deletion of your personal data
• Opt out of marketing communications
• Request restriction of processing

To exercise any of these rights, please contact us using the information below.

9. Retention of Data

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Credit application data may be retained as required by applicable financial regulations.

10. Children's Privacy

Our Site is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page with an updated effective date. We encourage you to review this policy periodically.

12. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us: